RENOVATION/CONSTRUCTION LOANS

Customer Experience

At Sun West, we dedicate ourselves to providing a world-class customer experience.

Working For You

All of our loan experts are dedicated to helping you find the perfect loan for your needs and goals.

Mortgage Expertise

Our parent company Sun West has passed down nearly 40 years of experience to everyone at Sun West through excellent leadership and loan capabilities.

What is a Renovation and Construction Loan?

Designed for home rehabilitation purposes, FHA 203K loans can help pay for your home renovations. These loans are available both as a refinance and purchase. Thus, you can borrow against the equity in your home for home improvement and you can also get a single mortgage to finance both purchase and renovation of the home.

 

Eligibility

FHA 203K Loans can be a great option for home buyers who can meet these requirements:

  1. Be able to prove that money was spent on renovating your home
  2. Prove a decent credit score (580 or above)
  3. List of improvements (some are not eligible for financing such as swimming pools)

If you meet these requirements, you may be able to qualify for an FHA 203K Loan.

 

Why should you choose Sun West?

Our team offers a 24-hour loan center for future home owners who don’t have time to apply for a loan during regular business hours. We offer quick loan approvals and provide our clients with suitable loan options for their needs and financial situations. Our team members are well-versed in renovation/construction loan rules and requirements and will ensure that you are knowledgeable about our mortgage process prior to committing to a loan.

For any questions about the renovation/construction loan process or any of our other home loan services, give our team at Sun West a call to speak to a local team member who can answer all of your home loan questions. Contact us today!

How It Works

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Step One

Use our online application to send in your request or contact our office via phone or email.

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Step Two

Once your application is complete, we’ll take a look at your family’s financial situation and home loan needs and then pair you with a list of mortgage options.

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Step Three

Review and discuss your loan options with your loan officer to make sure you choose the right loan for your needs.

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Step Four

Once your loan is chosen and your application is accepted-you are ready to close!

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Apply For a Renovation / Construction Loan

Frequently Asked Questions

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