Customer Experience
At Sun West, we dedicate ourselves to providing a world-class customer experience.
Working For You
All of our loan experts are dedicated to helping you find the perfect loan for your needs and goals.
Mortgage Expertise
Our parent company Sun West has passed down nearly 40 years of experience to everyone at Sun West through excellent leadership and loan capabilities.
What does it mean to refinance your home?
The process of refinancing a home means taking out a new loan to replace a current one. Homeowners who are currently paying off a home loan can apply and be approved for refinancing.
What are the advantages of Refinancing?
By refinancing, you can access the equity of your home through a Cash-Out Refinance option. You can also refinance to obtain a new, lower interest rate through a Rate & Term Refinance option. Refinancing also allows homeowners to pay off their mortgage more quickly if they desire to do so by changing their loan from a 30-year mortgage term to a 15-year mortgage term.
Eligibility
We often recommend refinancing to our clients who have good credit scores. The higher the score, the likelier you will be approved for a new loan. Once you have been accepted for a new loan, try to avoid using your credit cards excessively to help prevent your credit score from changing while your application is being reviewed.
Why should you choose Sun West?
Our team offers a 24-hour loan center for future home owners who don’t have time to apply for a loan during regular business hours. We offer quick loan approvals and provide our clients with suitable loan options for their needs and financial situations. Our team members are well-versed in refinancing rules and requirements and will ensure that you are knowledgeable about our mortgage process prior to committing to a loan.
For any questions about the refinancing process or any of our other home loan services, give our team at Sun West e a call to speak to a local team member who can answer all of your home loan questions. Contact us today!
How It Works
Step One
Use our online application to send in your request or contact our office via phone or email.
Step Two
Once your application is complete, we’ll take a look at your family’s financial situation and home loan needs and then pair you with a list of mortgage options.
Step Three
Review and discuss your loan options with your loan officer to make sure you choose the right loan for your needs.
Step Four
Once your loan is chosen and your application is accepted-you are ready to close!
Learn More about Refinancing
Frequently Asked Questions
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