Mortgage Blogs

Ways to Avoid Private Mortgage Insurance (PMI)

Looking for a few ways to avoid paying Private Mortgage Insurance (PMI)? Fortunately, you have a few different options. Here are the most popular ones. How to Avoid PMI: Put 20% Down If a homeowner purchases a house with a low down payment, the bank is assuming additional risk by offering a mortgage. To help…

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Is Now a Good Time to Buy a House?

Is now a good time to buy a house? Depending on who you ask, you may hear a few different answers. Here are our thoughts Now is a Good Time to Buy a House: Mortgage Rates are Low As you would already know, mortgage rates are incredibly low right now. This essentially means that any…

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How to Pick a Home Mortgage Lender

Photo by fauxels from Pexels How do you pick a home mortgage lender? After all, there are a lot of companies out there. Here are a few things to keep in mind during your search and selection process. Tips to Find a Mortgage Lender: 1)  Know Your Financials As you start down this road, go ahead and collect…

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Do I Need a Down Payment to Buy a House?

Photo by Binyamin Mellish from Pexels Do you need a down payment to buy a house? After all, it can be difficult to save up thousands of dollars to qualify for a mortgage. The good news is the answer is yes- there are a few options to let you buy a house without a down payment. But even…

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3 Reasons to Buy a Home Instead of Rent

Photo by August de Richelieu from Pexels Should you rent or buy a home? Is homeownership better than renting? We tend to think so, and here are a few reasons why. Homeownership vs. Renting: Make it Yours You’re limited to what you can do to really make a rental home yours. Sure, you can paint the walls –…

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Teaching Your Kids About Money

Teaching Your Kids About Money It is never too early to begin teaching your children about the importance of money management. Financial skills are an essential part of navigating life and our children should be taught the basics about money. Studies suggest that the money habits of children are formed by the age of seven…

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Which loan is right for you?

Which loan is right for you? Searching for financial assistance for your new home? There are a handful of mortgage loan options available on the market to help you and your family afford your dream home. Two of the most common home loan options, FHA and conventional, could be the right move for your purchase.…

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Saving Money for a Home

Saving Money for a Home Nowadays, owning your dream home isn’t as impossible as you’d think. With so many options and programs available, homebuyers can buy mortgages with down payments as low as 3 or 5 percent. Although this is true, it might better to put down as much as you can since a bigger…

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