Home and Lifestyle Blogs

Pros and Cons of Renting Instead of Buying a Home

There are both pros and cons to renting instead of buying a house. While we generally recommend home ownership if the situation allows, we admit there are reasons to rent.  Here are the pros and cons of renting a home instead of buying one.  Pros of Renting Instead of Buying a House The first advantage…

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Should You Buy a House by Yourself or Have a Cosigner

You’re more likely to qualify for a mortgage if someone cosigns with you. But is that a good idea? Let’s look at this in a few different ways.  A Mortgage Cosigner Helps You Qualify When someone cosigns a mortgage with you, they’re saying they are willing to make the payments even if you can’t. It…

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Should You Get a Home Warranty?

Photo by Maksim Goncharenok from Pexels Is a home warranty worth the cost? Or is it better to put that money elsewhere? Here are a few things to think about.  What is a Home Warranty? As you probably already know, a home warranty is a way to protect yourself from major expenses. The idea is that by paying…

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Should You Buy a House in a Good School District?

Whether you have kids or not, the quality of the local school district is something you may want to think about as you consider a house. Here are a few reasons why.  Homes in a Good School District Cost More This correlation is very common. If you remember from economics class, the principles of supply…

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FHA Loan vs Conventional. Which One Should You Get?

Photo by Pixabay from Pexels Should you get an FHA loan or conventional loan? The short answer is it depends on your current situation. Here are a few factors that come into play with these two types of loans.  FHA Loan vs. Conventional: What’s Your Credit Score?  The first thing to consider as you weigh your two options…

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3 Ways to Save on Home Insurance

Photo by Any Lane from Pexels Wondering how to save money on home insurance? Here are a few of the best ways to save without spending tons of time or energy.  Save Money on Home Insurance by Shopping Around The first and most important step is to shop around. This is something we do every day, right? We…

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Is Now a Good Time to Buy a House?

Is now a good time to buy a house? Depending on who you ask, you may hear a few different answers. Here are our thoughts Now is a Good Time to Buy a House: Mortgage Rates are Low As you would already know, mortgage rates are incredibly low right now. This essentially means that any…

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3 Reasons to Buy a Home Instead of Rent

Photo by August de Richelieu from Pexels Should you rent or buy a home? Is homeownership better than renting? We tend to think so, and here are a few reasons why. Homeownership vs. Renting: Make it Yours You’re limited to what you can do to really make a rental home yours. Sure, you can paint the walls –…

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Teaching Your Kids About Money

Teaching Your Kids About Money It is never too early to begin teaching your children about the importance of money management. Financial skills are an essential part of navigating life and our children should be taught the basics about money. Studies suggest that the money habits of children are formed by the age of seven…

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Which loan is right for you?

Which loan is right for you? Searching for financial assistance for your new home? There are a handful of mortgage loan options available on the market to help you and your family afford your dream home. Two of the most common home loan options, FHA and conventional, could be the right move for your purchase.…

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