Posts by Marketing Team

Everything You Need to Know About Debt-to-Income Ratios

When you’re buying a house, certain numbers – like your Debt-To-Income (DTI) ratio – are a big deal. But what is a Debt-To-Income (DTI) ratio, and why do lenders look at it when evaluating you for a mortgage? Let’s start by briefly talking about what DTI reflects. What is a Debt-to-Income Ratio? Your Debt-To-Income ratio…

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Pros and Cons of Renting Instead of Buying a Home

There are both pros and cons to renting instead of buying a house. While we generally recommend home ownership if the situation allows, we admit there are reasons to rent.  Here are the pros and cons of renting a home instead of buying one.  Pros of Renting Instead of Buying a House The first advantage…

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Should You Buy a House by Yourself or Have a Cosigner

You’re more likely to qualify for a mortgage if someone cosigns with you. But is that a good idea? Let’s look at this in a few different ways.  A Mortgage Cosigner Helps You Qualify When someone cosigns a mortgage with you, they’re saying they are willing to make the payments even if you can’t. It…

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Should You Get a 15-Year Mortgage?

Is it a good idea to get a 15-year mortgage instead of a 30 year? Maybe.  The reason we say that is every single client’s situation is different. For example, someone who is 15 years away from retirement has different things in mind than someone just starting their career. A person who is considering leaving…

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What are VA and IRRRL Loans for Veterans

Are you a military veteran? If so, we want to start off by saying thank you for your service. Thank you for also checking out this article, where we’ll go over the basics of VA and IRRRL loans.  What is a VA Loan for Military Veterans? A VA Loan is a type of mortgage you…

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FHA Loan vs Conventional. Which One Should You Get?

Photo by Pixabay from Pexels Should you get an FHA loan or conventional loan? The short answer is it depends on your current situation. Here are a few factors that come into play with these two types of loans.  FHA Loan vs. Conventional: What’s Your Credit Score?  The first thing to consider as you weigh your two options…

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Tyler Fowler Joins Sun West Mortgage Company

Buena Park, CA, — Sun West Mortgage Company, a leading full-service national mortgage lender, is excited to announce the expansion of their west coast operations.  Tyler Fowler recently joined Sun West Mortgage Company as the new Producing Branch Manager for Middletown, CA. Tyler, along with his experienced team of mortgage professionals, are dedicated to guiding…

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3 Ways to Save on Home Insurance

Photo by Any Lane from Pexels Wondering how to save money on home insurance? Here are a few of the best ways to save without spending tons of time or energy.  Save Money on Home Insurance by Shopping Around The first and most important step is to shop around. This is something we do every day, right? We…

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Matt Perez Joins Sun West Mortgage Company

Sun West Mortgage Company, [NMLS 3277] a leading full-service national mortgage lender, is excited to announce the expansion of their west coast operations.  With around 16 years of mortgage experience under his belt, Matt Perez has joined Sun West’s Irvine, CA branch as a Regional Manager. Perez is dedicated to providing his clients with exceptional…

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