Posts by Marketing Team

4 Ways to Maximize Your Home Value

home value

Your home is a place for you and your family to share memories for years, if not decades. We want to maximize our home value whenever we can, not only for ourselves but potentially if we want to sell the home in the future. If you just want to renovate your home or are looking…

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Should You Pay Off Your Mortgage Early?

pay off mortgage early

For most, people paying off their mortgage as soon as possible is a priority because it means freedom from the monthly payments as fast as possible. Plus, it means having full equity in your home and the bank does not own any of the financing. For these reasons and many more, it is often a…

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Tips and DIY Ideas for a Backyard Makeover

backyard makeover

Let’s face it, your backyard space really begins to degrade over time and at some point, you just need to make a change. Winter, especially, can do a real number on your backyard, and you may just want an upgrade so you can get the most out of your outdoor space.  Here are some key…

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5 Easy Ways to Make Your Home a Summer Oasis

summer oasis

As soon as the warm, pleasant weather arrives, we feel the need to take advantage of it. Often, we use the presence of nice weather to visit beaches and vacation spots. However, there are times when the hustle and bustle of crowds make these places not as relaxing. So, why not take advantage of the…

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Tips to Improve Your Credit Score

credit score

Building and maintaining your credit score is more important than ever. Having a bad credit score will cost you money. Trying to figure out how to improve a mediocre or poor credit score can be daunting. Many people do not know where to start or feel like there is nothing to be done. A better…

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5 Reasons to Refinance Your House Right Now

refinance

Have you been considering refinancing your home due to interest rates beginning to drop? Here are five reasons you should refinance your house if you are still on the fence about it: 1. To Get a Lower Interest Rate or Monthly Payment The most common reason people choose to refinance is to get a lower…

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4 Easy Spring Decoration Tips for Your House

Spring is a beautiful time. Flowers are blooming. The trees are covered in leaves again, giving us great places to sit and rest in the shade. The weather is comfortable – not too hot, not too cold.  Just as the world changes outside, it also makes sense to change the inside of your home to…

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Today’s Housing Market and Projected Trends

The modern housing market has not seen a pandemic like Covid-19, so many people have been cautiously watching the trends as the economy has been upended, and the jobs market almost unrecognizable. The good news is that overall trends indicate people are optimistic, and home sales are on the rise in 2021. Here’s why the…

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Everything You Need to Know About Debt-to-Income Ratios

When you’re buying a house, certain numbers – like your Debt-To-Income (DTI) ratio – are a big deal. But what is a Debt-To-Income (DTI) ratio, and why do lenders look at it when evaluating you for a mortgage? Let’s start by briefly talking about what DTI reflects. What is a Debt-to-Income Ratio? Your Debt-To-Income ratio…

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Pros and Cons of Renting Instead of Buying a Home

There are both pros and cons to renting instead of buying a house. While we generally recommend home ownership if the situation allows, we admit there are reasons to rent.  Here are the pros and cons of renting a home instead of buying one.  Pros of Renting Instead of Buying a House The first advantage…

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